Q. What is the difference between a regular used vehicle and a GM Certified Used vehicle?

A. GM Certified Used vehicles undergo a rigorous 117-point inspection process. Vehicles that pass are eligible for a 5 year, 100,000 mile extended warranty from the manufacturer, and discounted finance rates directly through GMAC. They are low mileage, well maintained vehicles that hold their value longer and are more desirable for future sales.

Q. How does the credit application process work?

A. You fill out a free credit application.  One of our certified representatives evaluates our application, then goes to work matching you up with one of our nationwide network of lending institutions.  You choose the vehicle you are interested in and drive home happy!

Q. Can you finance customers who have had credit problems?

A. Our dealership works with a variety of banks and finance institutions to provide the right financing for our customers. They all have different credit criteria and base their interest rates on the customer’s payment history. Many of our lenders offer loans for consumers that have had past credit issues, including bankruptcies. While the interest rate will be a bit higher than someone with perfect credit, we work hard to keep your monthly payments within your budget.

Q. Can I apply for credit prior to visiting your dealership?

A. stevenscreekautofinance.com is for you! We can help you pre-qualify before you visit the showroom, and save you the time and hassle of doing preliminary paperwork at the dealership.